Auto Refinancing
At iLendingDIRECT, we help you refinance your auto loan quickly and easily to help you save money.
A smart, easy way to lower your monthly car payment.
Auto refinancing is the process of lowering your interest rate to save you money on your car loan. Maybe interest rates have gone down since you first bought your car. Or maybe you got a loan from the dealership, and the rates weren’t very competitive. No matter the reason, iLendingDIRECT can help lower your monthly car payment by getting you a better interest rate.
On average, our customers save $144* every month and $2,753 over the life of their auto loan.
How do we do this? Simple. We work with lots of banks and credit unions, which gives us (and you) lots of options. We ask all these partners to give us their best rates, then we bring the lowest options to you.
Your new loan will give you a better rate, PLUS that rate will be locked-in for the life of the loan. That means predictable, affordable payments, month after month. No unexpected fees, charges or big payments at the end. If you’re interested in the nitty-gritty details, visit our “How it Works” page.
We understand that refinancing an auto loan isn’t something most people ever do. Fortunately, we do it many times a day! So we navigate the entire process with you, making sure you’re knowledgeable, comfortable, and everything goes as smoothly as planned.
Refinancing your current car, truck, motorcycle, boat, or RV is a quick and easy process. So let’s get started and let’s get saving!
*This value was calculated by using the average monthly payment savings for all iLendingDIRECT customers from June 1, 2020 through December 31, 2020.
Auto Refinance 101
iLendingDIRECT Relieves Customer Debt Burden
Kim, a divorced mother of two was having trouble making ends meet and trying to come up with a creative way to stretch her budget enough to cover her everyday expenses. Despite her best efforts, she was starting to fall behind on her bills.Read More Icon
Why Choose iLendingDIRECT?
We'll Find You Low Rates
We partner with a nationwide network of lenders to get you the most competitive rates in the country.
You'll Get a Custom Loan Solution
We work to find a solution that fits your unique situation, regardless of what you’re paying or how much you owe.
We Are Here For You
Our experienced loan consultants are highly-trained and will offer a thoughtful and compassionate solution to your individual situation.
Products for Peace of Mind
GAP Waiver and Vehicle Service Contracts to protect you and your investment.
It's Quick & Easy
Your time is valuable; Our process is simple, and you can do it all from home or your mobile device.
No Money Down
You can keep your cash, and refinancing your vehicle may even allow you to skip a month's payment, saving you even more money.
Get Started Today
Other Services
GAP Waiver
Life insurance for your car! Guaranteed Asset Protection (GAP) costs just pennies a day.
Vehicle Repayment Protection
Lose your job? Vehicle Repayment Protection can cover payments while you get back on your feet.
Paint and Fabric
Receive a product kit as well as a policy to protect the appearance of your vehicle.