Jarrod N.




Bradley, Illinois

Vehicle Refinanced

2015 Jeep Grand Cherokee


iLendingDIRECT reduced Jarrod's monthly car payments by early $250 a month.


Jarrod N., age 33, from Bradley, Illinois, is a meticulous saver. He has a steady job as a mechanic at Nucor, the largest steel producer in the U.S., and he works with a financial advisor to carefully invest his savings in an IRA.


Jarrod is strongly motivated to invest as much of his earnings as possible to support his two young children. So when Jarrod was stuck with an 8% interest rate on his 2015 Jeep Grand Cherokee, he was determined to do better.

As it was, the whole process only took a little more than a week and that’s because of my work schedule and how hard I was to reach at times.

– Jarrod N.

iLendingDIRECT Smart Solution

Even though it had only been about a year and a half since purchasing his truck, Jarrod began an online search for a refinancing company to try to lower his rate and came across iLendingDIRECT. After reading through their website, he called the company and liked what he heard. He began working with an iLendingDIRECT representative and believes that things couldn’t have gone more smoothly. He calls the representative he dealt with “awesome” and especially liked her flexible communication style.

“It was just an excellent experience all around.”

Jarrod’s representative worked with him through phone, email and texting — whatever it took to get the job done with the least amount of hassle. Because he works on a so-called “flip-flop” schedule, some days and some nights, he was the one who was actually difficult to reach and she was very accommodating. “As it was,” says Jarrod, “the whole process only took a little more than a week and that’s because of my work schedule and how hard I was to reach at times.”


While negotiating his new loan, the iLendingDIRECT team explained its GAP insurance policy to Jarrod and he quickly signed on. Once he understood that GAP insurance would cover costs not covered by his regular insurance policy in the event of a total loss situation, he knew it was worth the extra investment. 

Jarrod was thrilled with his iLendingDIRECT experience and is thankful that he now can save close to $250 extra per month for his children’s future. “It was just an excellent experience all around,” he says.

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