Auto Refinancing

Auto Refinancing
At iLendingDIRECT, we help you refinance your car payments quickly and easily by lowering your payment and interest rates.

Guaranteed Asset Protection (GAP) for Your Vehicle

We offer guaranteed asset protection that pays off your loan IN FULL* when you have an unexpected vehicle total loss.

Guaranteed Asset Protection (GAP) is a supplemental to your primary automobile insurance policies. It covers the difference between your outstanding automobile loan balance and the depreciated actual cash value of your vehicle in case of a total loss. On average Guaranteed Asset Protection (GAP) costs just .45 cents a day. That's less than the cost of a cup of coffee.

GAP is a type of policy that was born out of necessity.  The high cost of new cars and the calculation of the actual value versus the market value of vehicles created an ever-widening gap between the car loan amount and what an insurance company would actually pay for the vehicle if it were a total loss. But we are here to close that gap for you.

At iLendingDIRECT, we want to ensure that an accident that results in a total loss won’t become a financial catastrophe for you.  

Our credit unions will allow you to participate in the GAP program with no cash out of pocket!

Call us today so our expert loan consultants can help fit this protection into your budget and your monthly payment. Reach us at (866) 683-5505 or fill out our contact form.

* GAP is designed to cover the unpaid balance of an automobile loan in the event of a total loss of the vehicle.

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