We know that saving money is important to you. What you do with those savings is up to you, but we'd love for you to show us! The What Would You Do Video Contest is presented by iLendingDIRECT. On average, customers who refinance with iLendingDIRECT save an average of $112 on their monthly car payment.
That is an extra $1,344.00 a year! Would you save it, or splurge? Send us a short video, using your smart device, showing us what your savings looks like for your chance to win a year's worth of your car payments made by iLendingDIRECT. Of course, what would a video contest be without the help from your friends on social media?
Winners will be determined by popular vote, so be creative and tell everyone you know to vote. There's no purchase necessary to enter.
For more information Check the contest page here http://www.wwydcontest.com
Divorce carries with it a lot of hard decisions, and can wreak havoc on your finances. At iLendingDIRECT, we want to help you experience a little less financial chaos during this time. One of the toughest areas of negotiations can be the division of marital assets. If both parties are on the auto loan or lease, both are responsible for the payments, no matter who has the vehicle in their possession. If you separate and are living in different locations, that has no bearing on the burden of responsibility, either. If one party misses a loan payment, both are affected. This could be bad news for your credit score, and is not a happy situation to find yourself in if you can help it.
If both names are still on the paperwork and the vehicle becomes damaged or totaled in an accident, both people are still held responsible for paying the deductible. Bottom line? If your name is on the vehicle title, you are equally responsible for that vehicle and anything associated with it, including taxes and registration fees. This is why iLendingDIRECT recommends that our customers refinance any vehicles they possess during the divorce process, and make sure that the name on the loan is that of the person who will maintain possession of that vehicle after the divorce is final.
A verbal agreement is simply not enough to protect you in these circumstances. By talking with an iLendingDIRECT loan professional, you can protect your credit and your vehicle. If there are two vehicles involved, each party can refinance the one they will be keeping, and become solely responsible for that vehicle. Our refinance process is simple and convenient. There is no need to spend the day at the DMV standing in line and sorting through paperwork. iLendingDIRECT can handle all of the details for you, including switching the vehicle title over to your name, and correcting the registration.
In addition to the peace of mind you will gain once this task is completed, we may be able to save you money, as well. Like 95% of our customers, it is possible that your loan payment can be reduced, and even possible that you may be able to skip a payment, freeing up some much-needed cash during a difficult time. We save our customers an average of $112 per month, and $5,000 in interest over the life of the average loan.
Kim, a divorced mother of two, was having trouble making ends meet and trying to come up with a creative way to stretch her budget enough to cover her everyday expenses. Despite her best efforts, she was starting to fall behind on her bills.
One thing that deeply troubled Kim were her car payments. She was proud of the credit she had painstakingly built over the past year by making every payment on time. Yet with the financial pressures she was facing, she was worried she might soon fall behind on that payment, too. One day in the midst of her struggles, she pulled out some of the mailers she had recently received; the ones offering auto loan refinancing at a reduced interest rate had caught her eye. Kim knew her rate was exorbitant at 21%. Was it possible she might find a way to get that rate lowered?
iLendingDIRECT® Smart Solution:
Kim called a few of the companies advertised in the mailers she received, and ultimately chose iLendingDIRECT® to handle her refinancing. “They were the best at getting back to me and I trusted my iLendingDIRECT® representative, Eric, right away.” Remembering their first conversation, Kim says, “When Eric found out how high my current interest rate and
payments were, he immediately got to work!”
Spring is in the air, and you want to take a road trip with all the money you saved by refinancing your car loan with iLendingDIRECT. We’ve got some great ideas for making the most of your drive, no matter what part of the country you want to see. With over 150 distinct and diverse roads designated by the U.S. Secretary of Transportation as America’s Byways, you have a lot of choices for your Spring Break road trip. No two experiences are the same when you travel down a byway, ready for breathtaking scenery and unknown adventures as you come closer to America’s heart and soul, embracing the freshness of Spring and the freedom of the open road, taking in the colorful sights of our beautiful country.
In the north, the Acadia All American Road in Maine, a 40-mile drive skirting the gorgeous wooded, rugged outdoors of Acadia National Park, offers prime viewing spots for spying bald eagles, so be sure to pack your binoculars. The 27-mile Park Loop Road section of this drive includes Bar Harbor, Sand Beach, and Otter Cliff, one of the most spectacular sights to see at 110 feet high, before looping inland along Jordan Pond, the centerpiece of the drive. Cadillac Mountain, the tallest peak on the Eastern Seaboard, offers the chance to hike off any extra calories consumed when enjoying the luscious homemade ice cream and melt-in-your-mouth popovers served at historic Jordan Pond House starting in May. If hiking’s not your style, bring your bicycle and take advantage of the 45 miles of carriage roads around Eagle Lake. The park is open mid-April through October, and admission is just $5 per person, or $10-$20 per vehicle.
In the southern part of the states, let the Mississippi River be your guide as you wind from Baton Rouge through Creole Country to New Orleans. During the Civil War, this area was one of the richest in America, and several antebellum plantation houses remain intact. Visit the mansion at Oak Valley Plantation, built in 1839 and known as the “Grande Dame of the Great River Road”, which stands majestically at the end of a serene, oak-lined avenue. Tour the grounds, take a guided tour of the Big House, visit the Confederate Commanding Officer’s tent, and learn the history behind this amazing location, and even stay as an overnight guest in one of the cottages on the property.
In the eastern part of the country, George Washington Memorial Parkway offers vistas of almost 600 different wildflower species as you meander 25 miles from the Great Falls of the Potomac River through D.C. and south to famous Mt. Vernon, the plantation house that was home to America’s first president. Springtime in the Tidal Basin brings a riot of color and springtime scent as the famous cherry trees burst into bloom. Just a few miles north, Turkey Run Park proposes a multitude of possibilities along the many walking trails that crisscross 700 acres, which sports a colorful carpet of bluebells in late April.