Refinance your auto loan today!

We help people refinance their auto loans, lower monthly payments and save money for what matters most.


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Avg. Monthly Savings

Auto Loan Monthly Savings Calculator

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The calculated monthly payment above is based on the APR, loan term, and loan amount you entered. Your payment may change if any of these terms vary.

APR is the Annual Percentage Rate. Advertised rates depend on the individual's credit and key financing characteristics, including but not limited to the amount financed, term, a loan-to-value (LTV) ratio of less than or equal to 80%, and other vehicle characteristics. A representative example of payment terms are as follows: an Amount Financed of $25,000 with an APR of 7.50% and a term of 72 months would have a monthly payment of $432.25. APRs shown are current as of June 1, 2020 and are inclusive of an automatic monthly payment via Automated Clearing House (ACH). Advertised rates are subject to change without notice.

What We Do

Our Services

Our most popular money-saving service is auto refinance. We also offer products to provide you peace of mind, such as a Vehicle Service Contract, GAP Waiver and Vehicle Repayment Protection. Our dedicated Loan Consultants are alongside you the entire time!

Savings Stories

The savings can be life-changing. See for yourself.

No two customers are the same. Which is why our Loan Counselors tailor solutions to each individual. See how we've helped all kinds of people in all kinds of circumstances. If we helped them, we can help you, too.


Savings Spotlight

Kimberlee V.

Location: Stow, OH

Vehicle: 2010 Jeep Patriot

iLendingDIRECT reduced their car payment by:



[Mr. Brian] helped me a lot to get a good deal.

“It was great working with Mr. Brian. He explained me each and everything, helped me a lot to get a good deal.”

iLendingDIRECT is definitely worth trying.

“I had a high APR and was looking to refinance my car but unfortunately, I was denied by all that I applied to. I then decided to give iLendingDIRECT a try, thinking i was going to get denied. Fortunately, I was helped by Winthrop Ellsworth, and he was able to find a bank which approved me for a much lower APR. iLendingDIRECT is definitely worth trying. Thanks again, Winthrop!”

I was so happy - thank you.

I enjoyed my time with my refinanced loan. Minh called me to let me know the status of my loan when it was done, and I was so happy – thank you.